I'm pretty rural; IDK where I might find an ATM. Does one have to set up an account first?
Please understand, the ATM must be a Bitcoin ATM, not a bank ATM. You can do an online search for Bitcoin ATM's and you should be able to locate the one nearest to where you are. For example, I found one in a corner grocery store so you may be surprised to find a Bitcoin ATM closer than you ever thought or imagined as they are not always in Big town or a city.
When you go and place your order for credits, you can decide on which type of donation you want to make it to as its up to you to decide. After going with your choice, rocket or whatever, you choose the number of credits you want and it will show you the amount and ask you how you want to pay. Choose Bitcoin ATM. Write down the donation number, the exact amount to pay and take a photo of the Bitcoin code with your cellphone.
When you find the Bitcoin ATM you want to go to, take your cellphone with the Bitcoin code, the exact amount you were instructed to donate for your order to the Bitcoin ATM. Keep this simple and just follow instructions when you get to the Bitcoin ATM. The first thing you will enter is how much you want to send and you put the exact amount in. Next it will ask you where you want to send it and ask you for the Bitcoin code or number which you will use your cellphone to locate the photo of the code you took. Show it to the screen and it will confirm and ask you to confirm sending the amount.
Once it sends the funds, it will provide a print out of the transaction, KEEP this along with the order number for future reference in case you need the information to confirm the money or purchase made.
There is nothing else you need, forget about who pays for the sending or the transaction or anything else relating to bitcoin wallets or whatever else as you simply don't need it. Biggest things to remember is the Code you will see when you go to place an order, the exact amount in the currency you are using and keeping the information. The rest relates to the Bitcoin ATM, following the instructions and knowing its a whole lot simpler than you ever imagined it to be but then everything is simple once you know how.